A Career with Hang Seng Bank
Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.
Assistant Lending Manager
jobsDB Ref. JHK100003004833133
Risk and Compliance - Retail Credit Risk Management
Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.
Retail Credit Risk supports businesses to achieve the optimal profits within the Bank's risk appetite by reviewing and monitoring the retail credit portfolio through policies, procedures, systems and predictive models, and managing problem loans effectively.
We are currently seeking a high caliber professional to join our department as Assistant Lending Manager.
Assess, approve and review loan applications in accordance with the Bank’s retail lending policies and collaborate with business units to facilitate and monitor the closing of mortgage deals
Develop and maintain a close relationship with counterparts
Keep abreast of the market changes to ensure the competitiveness of our products / services
Assist in the review of lending policies and guidelines as well as participate in product development, service enhancement and other ad hoc projects
University degree in a related discipline OR other relevant qualifications
Minimum 4 years’ banking experience, with at least 1 year in lending and credit analysis
Knowledge of Hong Kong property market with understanding of HASE mortgage operations an advantage
Strong business sense with good communication, interpersonal and analytical skills
Proficiency in both English and Chinese
Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes
(Candidate with less experience will be considered for the position of Lending Officer.)
To apply, please read carefully the ‘Note on Collection of Personal Data and Information’ available in the careers page of our Hang Seng website : www.hangseng.com and send your resume by click "Apply Now" for our processing. You can also visit our website for further details about career opportunities with the Bank. Applicants who are not contacted within one month may consider their applications unsuccessful.
All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank and its related companies. The personal data of unsuccessful job applicants may be retained for a maximum of two years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.