We seek high-calibre individuals to help us expand our business in a dynamic market. This is an excellent opportunity to join a winning team and develop your career through contributing to the success of the Bank.
Assistant Retail Credit Risk Manager
jobsDB Ref. JHK100003004994363
Risk and Compliance Division – Retail Portfolio Management Department
Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.
Retail Credit Risk supports businesses to achieve the optimal profits within the Bank's risk appetite by reviewing and monitoring the retail credit portfolio through policies, procedures, systems and predictive models, and managing problem loans effectively.
We are currently seeking a high caliber professional to join our department as Assistant Retail Credit Risk Manager.
- Assist in the formulation and revision of credit policies for both secured and unsecured lending products
Liaise with business units in developing credit criteria for new business initiatives
Familiar with internal and regulatory guidelines and ensure compliance in policies formulation and execution.
Undertake system projects to mitigate credit risk of credit portfolios. Manage various decision engines for consistent policy execution and operation efficiency.
Conduct quantitative analysis to review asset quality and perform various risk studies for retail banking credit products
Keep abreast of the latest development of credit management, maintain alertness to cope with market environment changes
University degree in Risk Management, Statistics, Mathematics or related discipline
Minimum of two years’ banking experience, preferably with knowledge of retail lending business.
Have knowledge of data analysis using programming tools such as SAS and MS Access / Excel an advantage
Strong analytical, problem-solving and time management skills
Proficiency in both English and Chinese
Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes
(Candidates with less experience will be considered for the position of Retail Credit Risk Officer.)
To apply, please read carefully the ‘Note on Collection of Personal Data and Information’ available in the careers page of our Hang Seng website : www.hangseng.com and send your resumeby clicking "Apply Now" for our processing. You can also visit our website for further details about career opportunities with the Bank. Applicants who are not contacted within one month may consider their applications unsuccessful.
All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank and its related companies. The personal data of unsuccessful job applicants may be retained for a maximum of two years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.