SEEK Asia Style Guide

Deputy Manager to Senior Manager, Corporate Credit (SOE/POE) (Ref: CAD-SMC-SH-JBD)Industrial and Commercial Bank of China (Asia) Limited
Deputy Manager to Senior Manager, Corporate Credit (SOE/POE) (Ref: CAD-SMC-SH-JBD)Industrial and Commercial Bank of China (Asia) Limited
Job Highlights
  • Credit analyst exp preferably on SOE/POE customers
  • Sound knowledge of China and local economic
  • In-depth knowledge in import & export operations
Job Description

Responsibilities:

  • Responsible for risk assessment of credit applications with relevant recommendation for approvers’ / Credit Committee’s consideration.
  • Approve credit application within delegated authority.
  • Assess the underlying risk of credit applications submitted for approval.
  • Conduct cashflow analysis / projection, peer comparison, if applicable, gather & verify necessary and relevant information from internal/external sources.
  • Co-ordinate and interact with Corporate / Business Managers for matters relating to credit applications, further elaborate and clarify with commercial officers when information are insufficient & unclear.
  • Give comments on requests for special approval and review date postponement, if required.
  • Keep track on those credit issues that need to be followed up, conduct interim review of accounts that required extra caution.
  • Well observe turnaround timeframe for processing of credit proposals.
  • Approve credit application within delegated authority.
  • Perform other duties delegated by Section Head.

Requirements:

  • University graduate in Accounting, Finance, Economic or related disciplines.
  • ACIB or other relevant professional qualifications.
  • 5 years or above banking experience with at least 3 years in credit analyst preferably on SOE/POE customers.
  • Sound knowledge of China and local economic/industrial conditions as well as banking law & practice plus in-depth knowledge in import & export operations and bank lending products.
  • Good analytical & report writing skills with logical credit judgment.
  • Self-motivated and able to work independently & under pressure with limited time constraints.
  • Good problem solving ability and tactful inter-personal & communication skills.
  • Good knowledge in PC operation.
  • Good command of written & spoken English and Chinese (Fluent speaking in Putonghua is a definite advantage).

 

Personal data collected will be used for recruitment purposes only

Additional Information
Years of Experience
5 years
Employment Type
Full Time, Permanent
Benefits
Five-day work week, Medical insurance, Performance bonus
Company details

Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is a licensed bank incorporated in Hong Kong. It is the flagship of overseas banking business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China. It has 57 retail outlets (including 29 “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. As at 30 June 2018, the total assets of ICBC (Asia) amounted to HK$975.2billion. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively.