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Head of Credit AppraisalShanghai Commercial Bank Ltd
Head of Credit AppraisalShanghai Commercial Bank Ltd

Job Highlights

  • Lead the Credit Appraisal Department
  • Review, analyse & approve complex & sizeable loans
  • Ensure the risks inherent in the credit process

Job Description

Responsibilities:

  • Lead the Credit Appraisal Department to provide efficient and quality credit assessment for all credit applications
  • Review, analyse and approve complex and sizeable loans and ensure adherence to the Bank's policy and delegated limits as well regulatory requirements
  • Ensure the risks inherent in the credit process are properly identified and mitigated
  • Contribute to formulation of policies on credit, recovery, provision and write-off
  • Make recommendation to the management for each credit application
  • Review and ensure consistent production of high quality and focused credit evaluation reports


Requirements:

  • Degree holder in Business Administration, Finance, Risk Management or related disciplines
  • Minimum 15 years’ relevant experience in credit approval for both retail and corporate customers covering HK and China SME and Corporate segments, with at least 8 years’ at managerial role
  • Sound knowledge in lending products
  • Good knowledge of banking operations and services
  • Good understanding of market practice and banking regulations in HK and China
  • Self-motivated and detail-minded with strong risk control sense and analytical skills
  • Effective communication and interpersonal skills and a readiness to challenge assumptions
  • Travelling to China for site visits is occasionally required

Attractive remuneration package will be offered to the right candidates. Interested parties please click "Apply Now" to submit your full resume with current and expected salary to the Human Resources Division or by post to G.P.O. Box 139, Hong Kong.

Please visit us at www.shacombank.com.hk for more information about our Bank.

All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided immediately upon request by contacting our Personal Data Compliance Officer at the above email address. Applicants who are not contacted within two months may consider their applications unsuccessful and the personal data collected will be destroyed within 12 months of receipt.

Additional Information

Career Level

Top

Qualification

Degree

Years of Experience

15 years

Employment Type

Full Time, Permanent

Company Overview

Incorporated in November 1950, Shanghai Commercial Bank Ltd. is one of the most well known local Chinese banks in Hong Kong. At present, there are more than 40 local and overseas branches. The Bank has always been pursuing the motto of its founder, Mr. Kwang-pu Chen, to 'Serve the Community'. The Bank's slogan of 'For Personalized Service' and 'All in a Family' denotes the Bank's devotion to providing personalized services to its clients and promoting a harmonious relationship among its staff members.

Additional Company Information

Industry

Benefits & Others

Dental insurance, Double pay, Education allowance, Five-day work week, Life insurance, Medical insurance, Performance bonus

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