Spidernet Recruitment Services

Credit and Risk Manager - Non Performing Loan

Spidernet Recruitment Services
Salary provided
Posted on 30 Sep 2020

Credit and Risk Manager - Non Performing Loan

Spidernet Recruitment Services

Job Highlights

  • Degree, 2 yrs credit / risk analyst exp in bank
  • solid credit / risk exp in non performing loan
  • HKMA's supervisory policy manual and practice

Job Description

Responsibilities:

  • Recommend, modify and implement the recovery strategy and manage the assigned non-performing loan (NPL) accounts within acceptable risk parameters;
  • Assess debtors’ financial status and formulate feasible repayment plans;
  • Represent the bank to attend creditors’ meetings and analyze the feasibility of restructuring plans;
  • Restructure problem loans and monitor their performances;
  • Review credit rating / loan classification for NPL accounts and assess the impairment level;
  • Liaise with solicitors, agents and related external parties regarding recovery actions and litigation process;
  • Report the account development as well as potential risks that may develop throughout the course of the remedial efforts to management;
  • Handle Government Guarantee Scheme claims and non-performing loan MIS reporting;
  • Develop / modify NPL Account Management Policy to fulfil regulatory requirements;
  • Monitor and review overall bank portfolio and credit limits approved by the Board.

 Requirements:

  • Degree holder or above in Risk Management, Business, Law school or other relevant qualifications;
  • 2 years or above of credit / risk experience in non-performing loan in banks;
  • Knowledge of HKMA’s Supervisory Policy Manual and practice in Hong Kong is an advantage;
  • Has initiative, the desire to learn and a strong sense of responsibility;
  • Strong analytical, interpersonal and communication skills;
  • Proficient in PC skills including MS Word, Excel, Powerpoint;
  • Fluent in Cantonese, Mandarin and English.

Attractive remuneration and fringe benefits will be offered to the successful candidate. Interested candidates should apply with detailed resume, present and expected salaries by clicking the Apply Now button.

All information received will be treated in strict confidence and used for recruitment purpose only.

Only shortlisted candidates will be notified.

Additional Information

Career Level
Middle
Qualification
Degree
Years of Experience
2 years
Job Type
Full Time, Permanent

Company Overview

 Banking

Additional Company Information

Benefits & Others
Dental insurance, Double pay, Education allowance, Five-day work week, Housing allowance, Life insurance, Medical insurance, Performance bonus, Travel allowance