Welab Bank Limited

Assistant Manager, Loan Product (Virtual Bank)

Welab Bank Limited
Posted on 20-Apr-21

Assistant Manager, Loan Product (Virtual Bank)

Welab Bank Limited

Job Highlights

  • Maximize the loan business performance
  • Assist to design an effective loan business plan
  • Conduct competition analysis of the loan product

Job Description

WeLab is a leading fintech company in Asia,  which operates one of first licensed digital banks in Asia – WeLab Bank, as well as multiple leading online financial services businesses including WeLend and WeLab Bank in Hong Kong, WeLab Digital (我来数科), Taoxinji (淘新机), Wallet Gugu (钱夹谷谷) and Tianmian Tech (天冕科技) in Mainland China and Maucash in Indonesia. WeLab aims to bring joy to everyone’s financial journey. We strive to improve people’s lives by reinventing financial services through game-changing technology. We put our people first, whether it’s our customers or our employees.

We are an energetic and passionate team that can deliver and execute. We are looking for other intellectually curious, open-minded and smart-working individuals who are just as passionate as we are about making financial services enjoyable. Now you have the opportunity to join us on our journey to achieve our vision and be part of building a better financial future for everyone.

About you:

  • You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
  • You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
  • You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)
  • You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you.
  • You are humble and prioritize the success of the team over your own with an eagerness to help those around you
  • You don't shy away from challenges and have the ability to bounce back from setbacks

What you’ll do and what success looks like in this role

  • Maximize the loan business performance by achieving the loan business target
  • Assist to design and implement an effective loan business plan and Product
  • Conduct competition analysis and various business reports of the loan product for appropriate strategies recommendation and perform review periodically
  • Coordinate with relevant teams to optimize the loan product workflow and system enhancement for improving customer experience
  • Review and update of relevant procedure manual, terms and conditions, and other materials for loan product to comply with the regulatory requirements and the Bank's internal policy
  • Liaise with other teams to reduce operational risk and monitor activities complied with the legal and regulatory requirements

What is required and what we’re looking for

  • Degree holder
  • At least 3 years of loan product experience in banking
  • Independent, ability to work under pressure and sensitive to market changes with a proactive approach
  • Excellent analytical and problem-solving skills
  • Proficient in MS Office applications

WeLab perks: 

  • Competitive salary
  • Learning and development stipend, because we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
  • Work hard and laugh lots (chicken wings and french toast, etc.) with a high-performing, fun and diverse team
  • Happiness Dollars for spending on anything that makes you happy
  • Coffee stipend
  • Conveniently located office surrounded by diverse and delicious lunch options
  • Lively office with gaming consoles and a ping pong table
  • Fun extracurricular activities with your colleagues like hiking, yoga, badminton, wine tasting, rock climbing, etc.
  • Employee referral bonuses

Awards & recognition:

  • Financial Times (FT) 2020 Asia-Pacific High-Growth Companies – #2 ranked company
  • 2020 CNBC Disruptor 50 List – #11, only company included from Hong Kong and just one of five from Asia

We offer competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the "Apply" button.

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.

Additional Information

Job Type
Full Time, Permanent

Company Overview

WeLab is a leading fintech company in Asia with one of the first virtual banks established in Hong Kong. WeLab provides financial services by creating seamless digital experiences to over 36 million customers across Hong Kong, Mainland China, and Indonesia.

Using its proprietary risk management technology and advanced AI capabilities, WeLab effectively analyzes unstructured mobile big data within seconds to provide innovative financial services and offer consumer financing solutions for individual customers. The company also offers B2B enterprise solutions by partnering with traditional financial institutions, which utilize WeLab’s technology to offer fintech-enabled services to their customers. WeLab operates WeLend and WeLab Bank in Hong Kong, Wallet Gugu (钱夹谷谷) and Tianmian Tech (天冕科技) in Mainland China and Maucash in Indonesia. 

WeLab’s investors include Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison’s TOM Group, International Finance Corporation (a member of the World Bank Group), Alibaba Entrepreneurs Fund, Sequoia Capital and ING Bank.

Additional Company Information

Industry
Financial Services
Benefits & Others
Medical insurance, Performance bonus, Five-day work week