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Manager, Credit Management (Measurement, Analytics & Reporting) (CHQ5/201911/SMCM/CK/SY)HKT
Manager, Credit Management (Measurement, Analytics & Reporting) (CHQ5/201911/SMCM/CK/SY)HKT

Job Highlights

  • Risk Management
  • analytics
  • risk analysis

Job Description

The Job:

Measurement, analytics and reporting

  • Measure limits utilization and other risk parameters set down by the Board, reviews exception reports and checks that problem accounts are properly graded
  • Perform measurement of credit risk exposures (both on and off balance sheet) for management information in according to the accounting standards (e.g. HKFRS 9)
  • Perform periodic reviews and analyses the quality of the credit portfolio under different dimensions (such as, product types, terms, maturity, trend and ratio, internal credit ratings, potential changes and utilization rate)
  • Use stress-tests or other techniques to measure the retail portfolio
  • Prepare credit risk analysis, MIS reports to management based on different dimensions on an on-going basis
  • Provide credit risk analysis on new products and projects
  • Perform loan recovery, provisioning and default process handling with other departments
  • Review and constantly improve the current credit risk measurement, analytics and reporting process; manage and implement change and work closely with internal stakeholders

 

Others

  • Promote and implement the risk analytics and data-driven approach to expand and explore for the new business segment
  • Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies
  • Participate into the new product approval (NPA) process
  • Support needs from other stakeholders related to risk management
  • Ad hoc task as assigned by supervision

 

The Person:

  • Degree in Risk Management, Statistics, Finance or related discipline
  • CPA or FRM or related qualification is preferred
  • Minimum 8 years of relevant experience, preferably with banking or money lenders experience and knowledge of retail lending business
  • Have good knowledge of data analysis by using SAS / SQL programming, Qlik / Tableau and excel (VBA) skill
  • Keen interest in startup environment, FinTech trends and sound knowledge of banking and financial products
  • Strong leadership, communication and stakeholders management, analytical and problem-solving skills
  • Great sense of ownership, self-motivated, work independently as well as being a good team player; Multi-tasked and able to work under tight timelines
  • Proficiency in both English and Chinese

Additional Information

Career Level
Senior
Qualification
Degree
Years of Experience
8 years
Employment Type
Full Time, Permanent
Company Website

Company Overview

HKT (SEHK: 6823) is Hong Kong's premier telecommunications service provider and leading operator in fixed-line, broadband and mobile communication services. It meets the needs of the Hong Kong public and local and international businesses with a wide range of services including local telephony, local data and broadband, international telecommunications, mobile, and other telecommunications businesses such as customer premises equipment sales, outsourcing, consulting, and contact centers.

HKT offers a unique quadruple-play experience in Hong Kong delivering media content on its fixed-line, broadband Internet access and mobile platforms jointly with its parent company, PCCW Limited.

HKT also provides a range of innovative and smart living services beyond connectivity to make the daily lives of customers more convenient, whether they are at home, in the workplace, or on the go.

Additional Company Information

Benefits & Others
Five-day work week, Medical insurance, Performance bonus