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Senior Credit AnalystAIA Hong Kong and Macau
Senior Credit AnalystAIA Hong Kong and Macau

Job Highlights

  • See job description.
  • See job description.
  • See job description.

Job Description

 

 

 

Position Objective

Act as a core fixed income team member in conducting credit research / assessment, recommending risk rating and limit for credit approval, monitoring market, industry and obligor, and preparing / communicating / presenting credit opinion.

 

Roles and Responsibilities

  • Prepare detailed credit proposals of corporates and financial institutions (camel analysis) to seek for risk rating and credit limit approvals;
  • Perform IRH updates and annual credit reviews (including fundamental analysis, industry review and rating assessment), conduct company visits and periodic credit portfolio reviews (industry and obligor) to (a) ensure compliance with the regulations and the company’s credit standards and policies plus relevant procedures, (b) to determine that credit risks are being managed appropriately and (c) to correct any risk management deficiencies. The review can also be performed any time when critical changes occur which may affect credit risks;
  • Recommend, monitor, and adjust risk ratings and credit limits according to changes in market and obligor dynamic / rating movement as well as prudently follow regulatory and internal credit standards and policies to capture investment opportunities and avoid any possibilities of significant drops in value and defaults;
  • Monitor rating movements of debt securities in the fixed income portfolios particularly portfolios relating to ORSO and MPF scheme and follow-up with relevant analysts to ensure credit portfolio meeting regulatory and mandate requirements;
  • Recommend and provide detailed analysis to Team Head, Fixed Income and Head of Investments for all corporate actions / tender offer for fixed income portfolios;
  • Update fixed income related procedure to be in line with the regulatory, group investment framework and AIA credit standards and policies etc requirements;
  • Support fixed income team on credit portfolios related monitoring (set-up and maintenance);
  • Maintain close contacts with outside analysts for updated economic & capital market, industry and obligor information.

 

Job Requirements

  • University graduate in Economics, Finance, Business or related fields;
  • Minimum 8 years related working experiences;
  • Strong analytical skills in finance, economic and/or credit analysis;
  • Professional qualification such as ACCA, CFA, FRM preferred;
  • Good command of written and spoken English and Chinese
  • Strong communication and interpersonal skills
  • Possession of relevant SFC license required.

We offer an attractive remuneration package to the successful candidate.  Please submit your application by clicking “Apply Now” for our processing.

 

All personal information provided by applicant will be treated in strict confidence and used solely for recruitment purposes.  The personal information will be used strictly in accordance with AIA’s personal data policies, a copy of which will be provided upon request.  It is possible that information about the applicant or the applicant’s application will be shared with AIA and its related companies.  AIA will retain all applications for a period of up to 24 months after which the documents will be destroyed.

 

Additional Information

Career Level
Middle
Qualification
Degree
Years of Experience
8 years
Employment Type
Full Time
Company Website

Company Overview

AIA International Limited

About AIA Hong Kong and AIA Macau

AIA Hong Kong and AIA Macau are subsidiaries of AIA Group Limited. AIA Group Limited established its operations in Hong Kong in 1931. We have more than 15,000 financial planners*, as well as an extensive network of brokerage and bancassurance partners who serve more than 1.8 million customers*. Our products range from individual life, group life, accident, medical and health, personal lines insurance to investment-linked products with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high net worth customers.
* As of February 2016

Additional Company Information

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