Hang Seng Bank Ltd

Senior Credit Approval Manager

Hang Seng Bank Ltd
Posted on 19-Apr-21

Senior Credit Approval Manager

Hang Seng Bank Ltd

Job Highlights

  • University degree
  • Minimum of ten years’ banking experience
  • Proficiency in both English and Chinese

Job Description

Wholesale Credit Risk Department

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.
 
Wholesale Credit Risk covers the approvals, policies, portfolio management and recovery of the Bank's Wholesale Credit Risk exposures; and working closely with Hang Seng Bank (China) Ltd Wholesale Credit Risk to ensure functional consistency in China.
 
We are currently seeking a high caliber professional to join our department as Senior Credit Approval Manager.
 
Principal responsibilities

  • Review and approve large corporate credit proposals to maintain a good balance between returns and risks exposure.
  • Assist in the review and development of the Bank’s credit approval policies and guidelines
  • Assist in ad hoc projects of investigative or trouble shooting nature on specific customer portfolio

Requirements

  • University degree in Finance, Accounting or a related discipline, preferably with other professional qualifications
  • Minimum of ten years’ banking experience in corporate lending
  • Strong business sense and credit skills
  • Ability to work independently and under pressure, with good communication, interpersonal and analytical skills
  • Proficiency in both English and Chinese
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes

The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (2019-nCoV), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at the HSBC Group.  As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey.  If so, one of our  Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.

All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank and its related companies. The personal data of unsuccessful job applicants may be retained for a maximum of two years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.

Additional Information

Career Level
Senior
Qualification
Degree
Years of Experience
10 years
Job Type
Full Time, Permanent

Company Overview

A Career with Hang Seng Bank

Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.

Additional Company Information

Industry
Financial Services