Vice President, Card Portfolio Management.

Consumer Assets – Unsecured Loans

Hang Seng's Unsecured Loans business offers a full spectrum of cards and personal loan products and services to customers.

We are currently seeking high caliber individual to join our department as Vice President, Card Portfolio Management.

Principal responsibilities:

• Identify business opportunities and insights from data analytics and recommend  business initiatives to drive card loan, card revolving balance and interest income
• Develop/enhance product features and sales channels, optimize risk-based pricing and drive marketing campaigns to achieve card loan and revolving business targets
• Act as a product owner role to oversee the planning and implementation of IT and digital projects to drive business growth, streamline processing, enhance customer experience and meet compliance requirements
• Review market / profit analysis to ensure product’s competitiveness in the market and expenses are cost-effectively used to maximize sales and revenue
• Provide direction, coaching, and support to colleagues on planning and implementation of marketing programs for card loan/revolving business

Requirements:

• University degree in a related discipline or other relevant qualifications
• Minimum of 8 years’ relevant experience, with knowledge of credit card / personal loan or business analytic an advantage
• Strong business and numerical sense, with good data analytical skills to make sensible suggestions
• Strong project management, problem solving and presentation skills
• Excellent written and verbal communication skills. Proficiency in both spoken and written English and Chinese

All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank and its related companies. The personal data of unsuccessful job applicants may be retained for a maximum of two years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.