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VP/AVP, Credit Analysis, GBA Team, IBGDBS Bank Ltd
  • Central
  • Salary negotiable
  • Posted on 14 Aug 2019
VP/AVP, Credit Analysis, GBA Team, IBGDBS Bank Ltd

Job Highlights

  • Greater Bay Area
  • Credit analysis and proposal
  • Large Chinese Enterprises (POE/SOE)

Job Description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.


  • Support senior bankers in credit originations including preparation and review of credit memos on new and existing Chinese Enterprise clients in greater bay area on corporate lending, derivatives hedging, and trade business related financial solutions and advisory

  • Assess the credit worthiness of counterparties through accurate and insightful industry or business related analysis, risk grading, financial modeling and stress testing

  • Identify key historical (and future) credit (and non-credit) risks of customers

  • Spread and analyze financial statements to perform ratio analysis and evaluate credit quality and portfolio risk. Manage the submission process and timelines

  • Monitor the portfolio of lending and derivative exposure. Conduct credit and exposure analysis in credit forums

  • Ensure regulatory and risk compliances

  • Monitor on-going credit developments and compliance to credit conditions and covenants


  • Degree holder in Business, Finance, Economics or related discipline

  • Minimum 8 years of credit experience in corporate and commercial banking sector

  • Excellent credit assessment skills with sound product and industry knowledge

  • Result oriented with strong business acumen

  • Good command of written and spoken English and Chinese and fluent in Mandarin

  • A team player with effective interpersonal and communication skills

  • Proficiency in written and oral English, Cantonese and Mandarin

  • Candidate with less experience will be considered as junior level

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified.

Additional Information

Years of Experience
5 years
Employment Type
Full Time
Company Website

Company Overview

See Job Description