Credit Risk Manager (Credit Approval)

Responsibilities

• Ensure the implementation of retail credit risk management and credit quality

• Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures

• Develop and implement credit strategies to facilitate the credit process workflow related to approval and compliance issues

• Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines

• Provide recommendation and approve the credit application within the certain authority

• Develop credit related projects, products and program

• Improve risk management knowledge within department by providing training and consultancy support

• Implement application scorecards in Decision Engine

• Ensure all necessary documentation and Decision Engine control measures are in place

Requirements:

• University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.

• 1 year or more experience in credit / financial analysis

• Sound knowledge of all aspects of credit industry.

• Good credit sense / credit judgment with strong communication and interpersonal skills

• Proficiency in both spoken & written English and Chinese including Putonghua.

• Good knowledge of Microsoft Office