Risk and Compliance Officer

eCargo Holdings Limited is offering one-stop supply chain solutions that connect global brands with Chinese buyers and provide the tools businesses need to grow their China sales. Their core focuses are in utilising technology and data to grow brands in China through their nationwide distribution and trading (online and offline) network. Visit: www.ecargo.com .

Currently, eCargo is looking for capable candidates to join our growing team in the following role:

Risk and Compliance Officer

We are seeking a detail-oriented and proactive Risk and Compliance Officer to join our team. In this hands-on role, you will be responsible for the practical implementation and day-to-day management of our risk and compliance framework, supporting our business in fast-evolving sectors such as FinTech, eCommerce, or technology-driven supply chain management. Your work will ensure our operations adhere to legal, regulatory, and internal standards, with a specific focus on legal review, policy enforcement, and credit-related risk assessment in collaboration with the Credit Team.

Key Responsibilities:

Legal & Contractual Risk Management

• Review, analyze, and draft commercial agreements—including client contracts, vendor agreements, NDAs, and partnership deals—to identify and mitigate legal and operational risks.

• Provide practical legal support to business units, ensuring contracts align with compliance requirements and commercial goals.

Compliance & Internal Control Implementation

• Execute and monitor internal control procedures and compliance policies across business units.

• Conduct regular compliance checks and risk assessments to ensure adherence to relevant laws and regulations (e.g., AML/KYC, data privacy, consumer protection).

Credit & Risk Assessment Support

• Work closely with the Credit Team to perform and enhance credit risk assessments, including evaluating client, partner, and vendor creditworthiness.

• Assist in developing and maintaining risk scoring models and due diligence processes related to financial and counterparty risk.

Incident Management & Reporting

• Lead initial investigations into compliance breaches, fraud incidents, or ethical violations.

• Support business continuity and incident response activities, particularly for digital service or supply chain disruptions.

Policy, Training & Regulatory Monitoring

• Assist in developing and delivering compliance training programs for employees.

• Monitor regulatory developments and help update policies to reflect changes in APAC and regional regulations affecting our sectors.

Cross-functional Collaboration

• Partner with Sales, Finance, Operations, Technology, and Credit teams to embed compliance and risk awareness into daily operations and new projects.

Third-Party & Vendor Risk Management

• Conduct risk assessments of vendors and third-party partners, particularly within digital platforms and outsourced logistics.

Systems & Tool Management

• Support the use and maintenance of compliance and risk monitoring tools to improve reporting and operational efficiency.

Ad-hoc Projects

• Participate in compliance reviews, due diligence, risk assessments, and other initiatives as required.

Qualifications:

• Bachelor's degree in Law, Risk Management, Finance, Business Administration, or a related field.

• At least 3-5 years of hands-on experience in risk, compliance, legal, or internal audit roles within FinTech, eCommerce, digital payments, or technology-driven supply chain/logistics sectors.

• Solid understanding of compliance regulations and operational risk frameworks relevant to digital businesses (e.g., AML, data protection, anti-fraud).

• Practical experience in reviewing, drafting, and negotiating commercial agreements.

• Experience in credit risk assessment or close collaboration with a credit team is a strong plus.

• Strong analytical skills with the ability to interpret legal/regulatory texts and assess business impact.

• Excellent written and verbal communication skills, able to explain complex issues clearly.

• High integrity, ethical standards, and attention to detail.

• Proactive, able to work independently and as part of a team in a fast-paced environment.

Preferred Experience:

• Familiarity with compliance monitoring tools or RegTech solutions.

• Knowledge of APAC regulatory environments for FinTech/eCommerce/supply chain.

• Professional certification such as CPA, CIA, CAMS, ICA, or legal qualification is an advantage.

Attractive remuneration package and excellent career development opportunities will be offered to the successful candidate.  For Interested parties, please apply with a detailed resume stating present and stating present and expected salary by clicking "Apply Now".    You are welcome to visit our website at http://www.ecargo.com.

 Personal data collected will be used for recruitment purposes only and be treated in strict confidence.  We treat all applicants for employment in the same way, regardless of age, gender, marriage and civil partnership, race, disability, religion or belief.